killie remorse

Wednesday, June 6, 2012

Pybus seeks Bangladesh cricket improvement

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Video: CAIA New York Real Estate Panel, Part 2 | AllAboutAlpha ...

From Lynne Feldman, Director of Marketing at the CAIA Association:

On March 8, 2012 the CAIA New York Chapter held an educational panel focusing on real estate alternative investment strategies. The panel event was moderated by James Crystal (Managing Director & Senior Portfolio Manager, Rockefeller Capital Partners, Director of Hedge Funds & Opportunistic Investments, Rockefeller Financial), and consisted of Michael Stratta (Aviva Investors), Richard Adler (Managing Director & Co-Founder, European Investors), and Rod Hinze (Founder & Portfolio Manager, KeyPoint Capital). Each member of the panel gave a brief statement on how their thoughts and strategies for the current state of the real estate market.

This is part 2 of the panel?s discussion.

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Video: CAIA New York Real Estate Panel, Part 1
Video: David Rogers, Founding Partner of Caledon Capital Management on the Role of Alternatives
Cass Real Estate Conference
Video: Erik Knutzen of NEPC Speaks on the Role of Alternatives
Video: Mark O?Hare, Founder & CEO, Preqin

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Tuesday, June 5, 2012

Stuxnet Worm Could Turn

In 2010, IT security researchers took note of a new virus that was bouncing from country to country via the Internet. They dubbed it "Stuxnet," including it among the countless worms that are released each year. In one key respect, however, Stuxnet turned out to be quite different: It was reportedly created by the U.S. and Israeli governments as part of a systematic attack against Iran.

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Powerful Twitter Marketing Strategies for Advertising Your Business ...

The interesting aspect regarding Twitter is that so many small businesses are more or less not sure how to properly use it. While that is true, there are generally solid reasons why any business marketing functions the way it does. Obviously, we can only do what we know and understand resting on our current level of expertise. However, Twitter can seem like the least understood social site, but that does not mean you are not able to understand it or use it to your advantage. Once you have an accurate idea about how to use Twitter, then you are going to be in a great position to promote your business or products. There are two choices for the internet marketer at Twitter, and so this means you need to be aware of how to conduct your self there. What we have been talking about are those costly errors in promotion that can seriously damage your business.

If you want to experience any kind of chance for good results, then you must agree to the necessity of doing true relationship marketing. Obviously not every person you interact with there will be in your particular market which is fine. Just take into account that you need to have relationships with people who are from your unique market. If you are able to speak with people with no pretenses, then you?re halfway there with any group at Twitter. Speak mostly about things not related to business, and that means almost anything that is proper. It all comes down to your particular market, but generally speaking confine your discussions so they do not offend your market. In no way be too private because ultimately you are representing yourself and your business.

If you would like to be established, and not disregarded, then you should really keep the self-promotion and advertising to a minimum. One of the most detrimental things you can do is promote too much, and you will need to get a sense for what is too much. There may be occasions when it is perfectly appropriate to drop some sort of advertisement, even so that will be a judgement call. If you would like to have an idea regarding it, then perhaps two times out of ten is a decent guideline to go by. But beyond that, you really should keep your business out of the chats. Relationships are effective in business, so that?s what you mainly need to focus on.

Along the lines of social networking and relationship building, be happy to tell your Twitter audience about improvements. These news items can be something true about your business or even personal life. We all recognize that people, generally speaking, can be too fascinated in news about other people. In this same concept of sharing at Twitter, when you write about a news item it is fine to involve a link to your own business site if it is applicable to the story. One word of warning is to be straightforward about why you are spreading this news. Keep in mind to network, share and apply discipline with direct promotion of your business.
?

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Orvillecopter: Dead cat becomes flying machine

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Left Coast Rebel: The Evolutionary Health Insurance System We ...

By Frank Hill

This is a direct lift from a very good book you should consider reading very soon, 'The Righteous Mind: Why Good People Are Divided by Religion and Politics' by UVa professor of social psychology specializing in evolutionary psychology, Jonathan Haidt.

Maybe we do have a chance of 'evolving' out of this current ideological impasse that has frozen our national politics into doing nothing of any consequence over our debt situation for these past 12 years now and counting.

We have written about this issue before (see 'Gutter Insurance') and it has to do with the complete absurdity of our current health 'insurance' system, either current or post-Obama health care legislation...

We don't have a 'health insurance' system in America today. ?We have a pre-paid 'health payment' system in America. ?The massive federal expansion to take full root in 2014 as passed by then-Speaker Nancy Pelosi and Senate Majority Leader Harry Reid and signed into law by President Obama in 2010 only exacerbates the current problematic system.

What we all 'want' and really and truly 'need' in America for the 21st century is a national plan?administered?by the states that will cover the 'catastrophic' costs of every citizen.?

We don't buy car insurance (mandated by each and every state if you want to drive a car legally) to cover the cost of every oil change and lube job. We buy car insurance to cover the costs of the damages to the car when damaged in an accident and to cover the liability in the case of it being your fault.

Not the same with the current health insurance market in America or Medicare and Medicaid for that matter. ?Virtually every health 'payment fee for service' plan in America covers everything from the smallest hangnail removal to the catastrophic costs of a head injury or illness due to diabetes, heat attack, cancer and stroke. ?That is exactly like buying car insurance to pay for every oil change, lube job and touch-up paint to the exterior.

Imagine just how expensive car insurance would be with such add-on features. ?It would be ridiculous.

Same with health insurance. ?Covering everyone in the nation purely for catastrophic cases would cost on average $350/month per person from age 18 to 90 according to some actuaries with whom we correspond. The chances of an 18-year old having catastrophic costs are infinitesimal to the chances of an 80-year old entering the hospital for a long-term illness. ?But any insurance plan would plan on having the younger cohorts in effect 'subsidize' the older cohorts and setting up such a national plan administered by the states would do just that.

See what Professor Haidt has to say about this situation on pages 303-304 when he references a fine article by David Goldhill, a Democrat businessman, published in The Atlantic in 2009 titled: 'How American Health Care Killed My Father':

'One of his main points was the absurdity of using insurance to pay for routine purchases. ?

Normally we buy insurance to cover the risk of a catastrophic loss. ?We enter an insurance pool with other people to spread the risk around, and we hope to never collect a penny. ?We handle routine expenses ourselves, seeking the highest quality for the lowest price. ?We would never file a claim on our car insurance for an oil change.

The next time you go to the supermarket, look closely at a can of peas. ?Think about all the work that went into it--the farmers, truckers, and supermarket employees, the miners and metal-workers who made the can, -- and think how miraculous it is that you can buy this can for under a dollar.

At every step of the way, competition among suppliers rewarded those whose innovations shaved a penny off the cost of getting that can to you. ?If God is commonly thought to have created the world and then arranged it for our benefit, then the free market (and its invisible hand) is a pretty good candidate for being a god. ?You can begin to understand why Libertarians sometimes have a quasi-religious faith in free markets.

Now let's do the devil's work and spread chaos throughout the marketplace. ?Suppose that one day all prices were removed from all products in the supermarket. ?All labels too, beyond a simple description of the contents, so you can't compare products from different companies.

You just take whatever you want, as much as you want, and you bring it up to the cash register. ?The checkout clerk scans in your food insurance card and helps you fill out your itemized claim. ?You pay a flat fee of $10 and go home with your groceries.

A month later, you get a bill informing you that your food insurance company will pay the supermarket for most of the remaining cost, but you'll have to send in a check for an additional $15. ?It might sound like a bargain to get a cartload of food for $25, but you are really paying your grocery bill every month when you (or your company) fork over $2000 for your food insurance premium.

Under such a system, there is little incentive for anyone to find innovative ways to reduce the cost of food or increase its quality. ?The supermarkets get paid by the insurers, and the insurers get their premiums from you. ?The cost of food insurance begins to rise as supermarkets stock only foods that net them the highest insurance payments, not the foods that deliver value to you.

As the cost of food rises, many people can no longer afford it. ?Liberals push for a new government program to buy food insurance for the poor and elderly. ?But once the government becomes the major purchaser of food, then success in the supermarket and food insurance industries depends primarily on maximizing yield from government payouts.

Before you know it, that can of peas costs the government $30, and all of us are paying 25 percent of our paychecks in taxes just to cover the cost of buying groceries for each other at hugely inflated costs.

That, says Goldhill, is what we've done to ourselves. ?As long as consumers are spared from taking price into account---that is, as long as someone else is always paying for your choices--things will get worse.'

And so on. ?Haidt goes on to explain how the market supply and demand forces have conspired to drive DOWN the cost of LASIK eye surgery by close to 80% since it was first introduced. ?The procedure is rarely covered by insurance and services are delivered on a cash basis.

As we continue to sort through this desultory economy (made only worse by yesterday's desultory jobs report coupled with gloomy economic forecasts in the EU, China and Japan), maybe now is the time not only to be thinking about who our next President to lead us out of this crisis should be but what sort of economy and society we want to live in going forward.

Is it one directed from the top-down in Washington and the state capitals? Or one where every individual gets to makes their own economic decisions and the providers of such services even in health care have to compete with one another to see who can deliver the best service at the lowest possible cost?

Which is the America in which you want to live out the rest of your life and in which you want your children to grow up and live long and prosper (with apologies to Mr. Spock and the Vulcans)?

(Editor's Note: Frank Hill's r?sum? includes working as chief of staff for Senator Elizabeth Dole and Congressman Alex McMillan, serving on the House Budget Committee, and serving on the Commission on Entitlement and Tax Reform. He takes on politics from a fiercely independent perspective at the blog Telemachus).

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These Guys Are Now the Craziest Climbing Russians of All Craziest Climbing Russians [Video]

Click here to read These Guys Are Now the Craziest Climbing Russians of All Craziest Climbing Russians

What the goddamn hell is wrong with these Russians? First some mad ones climbed some towers. Then a crazy dude climbed up a skyscraper. Then some other nutcases spidermanned a bridge. And now these ones, who are just completely out of their mind. More »

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Wednesday, June 6, 2012

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Tuesday, June 5, 2012